AnswerLive data

Can Claude tell me the Social Security COLA for 2027?

Yes with web search, and the official notice makes it exact. SSA announced a 3.6 percent COLA for 2027 on October 14, 2026, after many models were trained, so from memory alone Claude may give a forecast instead. With web search on, Claude can find the number, though news pages mix it with forecasts and with other years. Connect the free Social Security COLA 2027 server and Claude reads the SSA notice in the Federal Register, with the document number and date, applies it to your own benefit with SSA rounding, and works out your full retirement age and earnings test from the CFR rules, the same way every time. It gives numbers, not advice on when to claim.

Connect free, no token Social Security COLA 2027 MCP server

What Claude does alone, and what needs the server

Claude on its own

Explains how the COLA is based on the CPI-W and when it is paid.
Finds the announced COLA on a web page when web search is on.

With the Social Security COLA 2027 server

The 2027 COLA and past COLAs from the SSA Federal Register notice, with the document number and date.
Your new monthly payment after the COLA, rounded the way SSA rounds it.
Your full retirement age, the 2027 wage base and earnings test limits, and what the test withholds.

A real call to the live server

We sent this to the hosted server on 2026-11-05. The answer below is the server's own text, not a mock-up. Live values will differ when you ask.

You ask

What is the Social Security COLA for 2027?

Tool call

get_social_security_cola {"history_years":3}

Server answer

The Social Security cost-of-living adjustment paid from January 2027 is 3.6 percent. It applies to December 2026 benefits and to SSI payments for January 2027. SSA published it in the Federal Register on 2026-10-26 (document 2026-21796).

You ask

How much will my $2,008 benefit be after the 2027 COLA?

Tool call

calculate_cola_increase {"monthly_benefit":2008}

Server answer

A $2,008 monthly benefit with the 3.6 percent COLA paid from January 2027 becomes about $2,080.20 before any Medicare premium, or $2,080 after SSA rounds the payment down to the whole dollar. That is about $72.20 more a month.

Connect it in 1 minute

One URL, no token, no account. In Claude.ai or Claude Desktop open Settings, then Connectors, then Add custom connector, and paste the URL.

Connector URL

https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp

Claude Code

claude mcp add --transport http social-security-cola-2027 https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp

Cursor (~/.cursor/mcp.json)

{
  "mcpServers": {
    "social-security-cola-2027": {
      "url": "https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

VS Code (.vscode/mcp.json)

{
  "servers": {
    "social-security-cola-2027": {
      "type": "http",
      "url": "https://social-security-cola-2027-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

All 6 tools, sources and more prompts are on the Social Security COLA 2027 MCP server page.

Questions

Can Claude tell me the Social Security COLA for 2027?

What else changes in 2027?

The taxable maximum rises to $192,300. The earnings test limits are $25,560 a year before the year you reach full retirement age and $67,920 in that year. The server returns these from the same Federal Register notice.

Does the COLA show up in my January check?

Yes. The 3.6 percent applies to December 2026 benefits, which are paid in January 2027. A Medicare Part B premium change can make the net change smaller. Your my Social Security account shows your own notice.

Is the server free?

Yes. The Social Security COLA 2027 server is free at its hosted URL with no token, key or account. The source is open on GitHub.

Can Claude tell me the Social Security COLA for 2027?

What Claude does alone, and what needs the server

Claude on its own

With the Social Security COLA 2027 server

A real call to the live server

Connect it in 1 minute

Questions

More questions people ask Claude

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