Live dataNo token
Paycheck calculator MCP server
US take-home pay for 2025 and 2026, federal and all 50 states plus DC.
Free. No key, no sign-in, no paid tier. 5 tools.
Connector URL
https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Paste it as a custom connector in Claude, or add it to Claude Code, Cursor or VS Code. Setup for each is below.
What it knows that a model doesn't
A model answers from training data. This server reads the source when you ask.
- The 2026 IRS bracket tables and the mid-2025 standard deduction change ($15,750 single for 2025).
- Social Security, Medicare and the extra Medicare tax, per paycheck.
- Exact 2026 state schedules for CA, NY, NJ, IL, PA, GA and NC. Other states are labeled as estimates.
Sources IRS Rev. Proc. 2024-40 and 2025-32, IRS Publication 15, and state tax agency tables.
Tools (5)
Read from the live server with tools/list on 2026-11-02.
| Tool | What it does |
|---|---|
calculate_take_home_pay | Paycheck calculator: take-home pay. Calculates take-home (net) pay for a US employee in any of the 50 states or DC for tax year 2025 or 2026: federal income tax from the IRS Rev. |
compare_states_take_home | Compare take-home pay across states. Runs the same gross pay through 2 to 10 states (or DC) and ranks them by annual take-home pay for tax year 2025 or 2026, showing state income tax, the method for each state (exact 2026 schedule for CA, NY, NJ, IL, PA, GA, NC; labeled... |
salary_to_hourly | Salary to hourly rate. Converts an annual salary to an hourly rate and to weekly, biweekly (26), semimonthly (24) and monthly gross pay. Defaults: 40 hours a week, 52 weeks (2,080 hours). |
hourly_to_salary | Hourly rate to annual salary. Converts an hourly wage to weekly, monthly and annual gross pay, with optional weekly overtime hours at a multiplier (1.5 by default). Defaults: 40 hours a week, 52 weeks. |
get_federal_tax_brackets | Federal income tax brackets and standard deduction. Returns the exact federal income tax brackets (rate, lower and upper bound, tax on lower brackets) and standard deduction for tax year 2025 or 2026 and a filing status, from IRS Rev. |
Connect it
One URL, no token. Pick your app.
Claude.ai and Claude Desktop
Open Settings, then Connectors, then Add custom connector. Paste the URL. Leave the OAuth fields empty. Save.
https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Claude Code
Run this in your terminal. Then run claude mcp list to check it.
claude mcp add --transport http paycheck-calculator https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Cursor
Merge this into ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (one project).
{
"mcpServers": {
"paycheck-calculator": {
"url": "https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp"
}
}
} VS Code
Put this in .vscode/mcp.json. The top key is servers, not mcpServers.
{
"servers": {
"paycheck-calculator": {
"type": "http",
"url": "https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp"
}
}
} Prefer to run it on your machine? It is on npm: npx -y paycheck-calculator-mcp (needs Node.js).
Things to ask
Paste one into a new chat after you connect.
- I got an offer of $92,000 a year, paid biweekly, single, in North Carolina, with 6% to a 401(k). What's my take-home per check in 2026?
- Same $110,000 salary: compare take-home in Washington, California, New York and Texas for 2026.
- I make $24.50 an hour, 40 hours plus 6 overtime hours a week at 1.5x. What's that a year, and what's $58,000 a year per hour?
Questions
Is the paycheck calculator MCP server free?
Why not just ask the model?
Where does the data come from?
Which apps can use it?
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