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No tax on overtime MCP server

The 2025-2028 overtime, tips and senior deductions, worked out the way Schedule 1-A does.

Connect free Source on GitHub

Free. No key, no sign-in, no paid tier. 5 tools.

Connector URL

https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp

Paste it as a custom connector in Claude, or add it to Claude Code, Cursor or VS Code. Setup for each is below.

What it knows that a model does not

A model answers from training data. This server reads the source when you ask.

  • The One Big Beautiful Bill Act deductions (P.L. 119-21), passed in July 2025. Many models were trained before it.
  • The caps ($12,500 overtime, $25,000 tips, $6,000 per senior) and the MAGI phase-outs.
  • The 2025 and 2026 IRS bracket tables, to estimate the federal tax you save.

Sources IRS Schedule 1-A, Form 1040 instructions, FS-2025-03, FS-2026-13, Rev. Proc. 2024-40 and 2025-32.

Tools (5)

Read from the live server with tools/list on 2026-11-02.

ToolWhat it does
calculate_overtime_deduction No Tax on Overtime deduction. Calculates the 2025-2028 federal deduction for qualified overtime pay under the One Big Beautiful Bill Act (P.L. 119-21, IRC 225) as IRS Schedule 1-A Part III does: the $12,500 cap ($25,000 joint), then $100 off per full $1,000 of MAGI over $150,000 ($300,000 joint).
calculate_tips_deduction No Tax on Tips deduction. Calculates the 2025-2028 federal deduction for qualified tips under the One Big Beautiful Bill Act (P.L. 119-21, IRC 224) as IRS Schedule 1-A Part II does: a $25,000 cap per return for every filing status, then $100 off per full $1,000 of MAGI over $150,000 ($300,000 joint).
calculate_senior_deduction Enhanced deduction for seniors (65+). Calculates the 2025-2028 enhanced deduction for seniors under the One Big Beautiful Bill Act (P.L. 119-21) as IRS Schedule 1-A Part V does: $6,000 per person age 65 or older by Dec 31, each reduced by 6% of MAGI over $75,000 ($150,000 joint).
estimate_tax_savings Estimate federal tax saved. Estimates the federal income tax saved in 2025-2028 by the One Big Beautiful Bill Act overtime, tips and senior deductions combined.
explain_eligibility Who qualifies, and how it is reported. Explains who can claim the 2025-2028 One Big Beautiful Bill Act deductions for overtime, tips and seniors: years covered, excluded filing status (married filing separately), the valid-SSN rule, FLSA overtime eligibility, and exactly where...

Connect it

One URL, no token. Pick your app.

Claude.ai and Claude Desktop

Open Settings, then Connectors, then Add custom connector. Paste the URL. Leave the OAuth fields empty. Save.

https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp

Claude Code

Run this in your terminal. Then run claude mcp list to check it.

claude mcp add --transport http no-tax-on-overtime https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp

Cursor

Merge this into ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (one project).

{
  "mcpServers": {
    "no-tax-on-overtime": {
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

VS Code

Put this in .vscode/mcp.json. The top key is servers, not mcpServers.

{
  "servers": {
    "no-tax-on-overtime": {
      "type": "http",
      "url": "https://no-tax-on-overtime-mcp.lipmichal.workers.dev/mcp"
    }
  }
}

Prefer to run it on your machine? It is on npm: npx -y no-tax-on-overtime-mcp (needs Node.js).

Things to ask

Paste one into a new chat after you connect.

Sourcegithub.com/theluckystrike/no-tax-on-overtime-mcp Web calculatorNoOvertimeTax npmno-tax-on-overtime-mcp

Questions

Is the no tax on overtime MCP server free?
Yes. The hosted URL is free and needs no token, key or account. The source is open on GitHub.
Why not just ask the model?
A model answers from its training data. That data stops at a cutoff date, and long sums can drift. This server reads its data or rules each time you ask, so the answer is current and exact.
Where does the data come from?
IRS Schedule 1-A, Form 1040 instructions, FS-2025-03, FS-2026-13, Rev. Proc. 2024-40 and 2025-32.
Which apps can use it?
Any MCP client that accepts a remote server URL: Claude.ai and Claude Desktop custom connectors, Claude Code, Cursor, VS Code and others. You can also run it locally with npx.

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