Live dataNo token
Paycheck calculator MCP server
US take-home pay for 2025 and 2026, federal and all 50 states plus DC.
Free. No key, no sign-in, no paid tier. 5 tools.
Connector URL
https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Paste it as a custom connector in Claude, or add it to Claude Code, Cursor or VS Code. Setup for each is below.
What it knows that a model does not
A model answers from training data. This server reads the source when you ask.
- The 2026 IRS bracket tables and the mid-2025 standard deduction change ($15,750 single for 2025).
- Social Security, Medicare and the extra Medicare tax, per paycheck.
- Exact 2026 state schedules for CA, NY, NJ, IL, PA, GA and NC. Other states are labeled as estimates.
Sources IRS Rev. Proc. 2024-40 and 2025-32, IRS Publication 15, and state tax agency tables.
Tools (5)
Read from the live server with tools/list on 2026-11-02.
| Tool | What it does |
|---|---|
calculate_take_home_pay | Paycheck calculator: take-home pay. Calculates take-home (net) pay for a US employee in any of the 50 states or DC for tax year 2025 or 2026: federal income tax from the IRS Rev. |
compare_states_take_home | Compare take-home pay across states. Runs the same gross pay through 2 to 10 states (or DC) and ranks them by annual take-home pay for tax year 2025 or 2026, showing state income tax, the method for each state (exact 2026 schedule for CA, NY, NJ, IL, PA, GA, NC; labeled... |
salary_to_hourly | Salary to hourly rate. Converts an annual salary to an hourly rate and to weekly, biweekly (26), semimonthly (24) and monthly gross pay. Defaults: 40 hours a week, 52 weeks (2,080 hours). |
hourly_to_salary | Hourly rate to annual salary. Converts an hourly wage to weekly, monthly and annual gross pay, with optional weekly overtime hours at a multiplier (1.5 by default). Defaults: 40 hours a week, 52 weeks. |
get_federal_tax_brackets | Federal income tax brackets and standard deduction. Returns the exact federal income tax brackets (rate, lower and upper bound, tax on lower brackets) and standard deduction for tax year 2025 or 2026 and a filing status, from IRS Rev. |
Connect it
One URL, no token. Pick your app.
Claude.ai and Claude Desktop
Open Settings, then Connectors, then Add custom connector. Paste the URL. Leave the OAuth fields empty. Save.
https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Claude Code
Run this in your terminal. Then run claude mcp list to check it.
claude mcp add --transport http paycheck-calculator https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp
Cursor
Merge this into ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (one project).
{
"mcpServers": {
"paycheck-calculator": {
"url": "https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp"
}
}
} VS Code
Put this in .vscode/mcp.json. The top key is servers, not mcpServers.
{
"servers": {
"paycheck-calculator": {
"type": "http",
"url": "https://paycheck-calculator-mcp.lipmichal.workers.dev/mcp"
}
}
} Prefer to run it on your machine? It is on npm: npx -y paycheck-calculator-mcp (needs Node.js).
Things to ask
Paste one into a new chat after you connect.
- I got an offer of $92,000 a year, paid biweekly, single, in North Carolina, with 6% to a 401(k). What's my take-home per check in 2026?
- Same $110,000 salary: compare take-home in Washington, California, New York and Texas for 2026.
- I make $24.50 an hour, 40 hours plus 6 overtime hours a week at 1.5x. What's that a year, and what's $58,000 a year per hour?
Questions
Is the paycheck calculator MCP server free?
Why not just ask the model?
Where does the data come from?
Which apps can use it?
More free live-data servers
- Lake level MCP server Live US lake and reservoir levels, read from the government gauge at call time.
- Gold price per gram MCP server Live gold price per gram by karat, in about 160 currencies.
- Minimum wage MCP server US state minimum wages for 2026 and 2027, with tipped cash wages and scheduled increases.
- No tax on overtime MCP server The 2025-2028 overtime, tips and senior deductions, worked out the way Schedule 1-A does.
- UK income tax and salary MCP server UK take-home pay for 2025/26 and 2026/27, Scottish bands and student loans included.
- DSCR loan calculator MCP server Cent-exact DSCR, largest loan and rent needed for a rental property loan.
- US federal holidays and business days MCP server Exact US federal holidays and business-day math, 1971 to 2100.
- Cups to grams MCP server Cups to grams by ingredient, from measured weights, not guessed densities.
- Car loan interest deduction MCP server The 2025-2028 car loan interest deduction, the new SALT cap and the 2026 brackets, worked out from IRS forms.
- Section 179 deduction MCP server Section 179, bonus depreciation and vehicle limits for 2025 and 2026, plus the after-tax cost of an asset loan.
- Subdomain finder MCP server Passive subdomain discovery from live certificate transparency logs, with DNS checks for live and dangling hosts.
- A/B test sample size calculator MCP server Exact sample sizes, test durations and significance tests for A/B tests, including Fisher exact tests.
- Recipe nutrition calculator MCP server Recipe calories and nutrients from USDA data, per serving, rounded the way a Nutrition Facts label requires.
- AP score distributions MCP server Official College Board AP score distributions for 2026, 2025 and 2024, with percentiles and pass rate rankings.
- Retirement contribution limits MCP server 401(k), IRA and HSA limits, the age 60-63 catch-up and the 2027 Social Security COLA, from IRS and SSA notices.
- Student loan RAP calculator MCP server The new federal Repayment Assistance Plan, worked out from the 2025 law, plus the new loan limits and SAVE transition dates.
- ACA premium tax credit MCP server Marketplace premium tax credits for 2025 and 2026, including the 400% poverty-line cliff that returned in 2026.