Can ChatGPT do my taxes
Estimate federal income tax on 95,000 gross, single filer.
- us_federal_tax Applies the standard deduction and the brackets
Taxable income, estimated federal tax, effective rate and after-tax income for 95,000.
No. ChatGPT can't file a return. It can explain rules and do math. The Tax Calculator server gives a quick US federal estimate for a single filer, and nothing more.
No. ChatGPT can't file taxes. The Tax Calculator server gives a US federal estimate for a single filer. It runs locally, so ChatGPT can't reach it without a tunnel. Use tax software or a preparer to file.
What you get
Two offers, federal tax
Before state tax and FICA
| Offer | After federal tax |
|---|---|
| 95,000 | 82,651.00 |
| 140,000 | 117,333.00 |
| Difference a year | 34,682 |
Tax Calc is free. Free vs Pro
ChatGPT can explain tax terms and walk through a calculation, but it can't file for you and can get bracket numbers wrong. Treat any figure it gives as a draft to check.
The Tax Calculator server has one tool. It takes gross income, subtracts the $15,750 standard deduction, which is the 2025 tax-year figure, applies the single-filer federal brackets and returns taxable income, federal tax, effective rate and after-tax income. No state tax, credits or other filing status. It runs locally (Claude Desktop, Claude Code, Cursor) and isn't hosted, so ChatGPT can't reach it without a tunnel.
Example scenarios built on the real tools of Tax Calc. Names and amounts are invented.
Estimate federal income tax on 95,000 gross, single filer.
Taxable income, estimated federal tax, effective rate and after-tax income for 95,000.
I have offers at $95,000 and $140,000. Estimate federal income tax and take-home for each.
After federal income tax: $82,651.00 against $117,333.00. The higher offer keeps $34,682 more per year before state tax and FICA.
About 10 min saved (estimate)
I expect about $62,000 this year. Roughly how much federal income tax is that?
Taxable income $46,250, estimated federal tax $5,311.50, effective rate 8.6%. Maya plans about $1,330 per quarter for income tax and adds self-employment tax separately.
About 8 min saved (estimate)
Tax Calc runs on your machine. One line with Node.js, or the .mcpb file for Claude Desktop.
Run it locally (Node.js 18+)
npx -y @theluckystrike/mcp-tax-calc
Line items with VAT, a validity date and a PDF, made from one prompt. Turn the accepted quote into an invoice. Uses the Quotes server. Free tier, Pro $19 once.
You get: Quote SpreadsheetYes. Claude edits uploaded .xlsx and CSV files with code execution, on by default on Free, Pro and Max. When the Spreadsheet server still helps.
You get: Table from your file InvoiceType one sentence. Get a numbered PDF invoice with VAT and due date. Works in Claude and Cursor. Free tier, no key. Uses the Invoice server. 11 tools.
You get: PDF invoiceAll 49 paid servers, $39 once
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