Your rateLocal install
Hourly Rate
The hourly rate you need to hit your take-home income.
Free. No paid tier, no key.
What you get
Rate to keep USD 60,000
25% tax on profit, 25 h a week, 46 weeks
| Line | USD |
|---|---|
| Gross needed | 92,000 |
| Billable hours | 1,150 |
| Minimum rate | 80.00 an hour |
Tell it what you want to keep after tax, what the business costs a year, and how many hours you can bill. It returns the minimum hourly rate, the break-even rate and side-by-side what-if scenarios. Pure arithmetic: nothing is stored or sent.
Made for New freelancers, Consultants, Agency owners setting rates
3 requests, start to finish
Example chats. Each one uses real tools of this server, named as they run. The people and firms are made up.
Hourly Rate is free. Pro on the other 49 paid servers: $39 once. Free vs Pro
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Example 1 · Developer leaving a job in AustinSet a rate before going freelance
I want to keep USD 60,000 after tax. Costs are USD 12,000 a year, 25% tax on profit, 25 billable hours a week, 46 weeks.calculate_rateComputes gross revenue and the minimum rate
USD 92,000 gross over 1,150 billable hours: a minimum of USD 80.00 an hour.
Saves about 15 min (our estimate)
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Example 2 · Part-time illustrator in LodzCover costs first
My costs are PLN 18,000 a year and I bill 15 hours a week for 44 weeks. What covers the costs alone?break_evenComputes the cost-only rate
PLN 27.27 an hour just to cover costs, before any income.
Saves about 5 min (our estimate)
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Example 3 · UK copywriterCompare three options
Compare: 30 hours a week, a cheaper GBP 1,200 coworking desk, or a 20% tax rate.what_ifPrices each scenario side by side
Three rates sorted highest first, each naming the input it changed.
Saves about 15 min (our estimate)
Free, every tool
Limits read from the code: servers/hourly-rate/SPEC.md (Enforced limits: 'Free on every tier: none of the three tools is gated'); servers/hourly-rate/src/index.ts has no gate
Install
Works with Claude, Cursor, VS Code and other MCP clients. This server runs on your machine.
npm @theluckystrike/mcp-hourly-rate
Download the .mcpb bundle and open it. Claude Desktop installs it in one click.
Download hourly-rate.mcpbAdd this to your MCP client config (Claude Desktop, Cursor, VS Code). Needs Node.js.
{
"mcpServers": {
"hourly-rate": {
"command": "npx",
"args": [
"-y",
"@theluckystrike/mcp-hourly-rate"
]
}
}
} One command in your terminal.
claude mcp add hourly-rate -- npx -y @theluckystrike/mcp-hourly-rate
All tools (3)
| Tool | What it does |
|---|---|
break_even | The hourly rate that covers business expenses only: below it, every billable hour loses money. |
calculate_rate | Minimum hourly rate to hit a desired annual after-tax income, given expenses, billable hours and tax. |
what_if | Compare hourly rates across scenarios: change income, hours, expenses or tax per scenario. |
Questions
Why is tax applied after expenses?
Does it know my country's tax rates?
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